"Google Pay's massive relaunch makes it an all-encompassing money app". On May 11, 2022, Google announced the Google Wallet companion app during the 2022 Google I/O keynote, which later replaced the 2018 Google Pay app while co-existing with the 2020 GPay one when it was launched on July 18, 2022.
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However, the 2018 Google Pay app continued to co-exist as a separate, pre-installed app on Android smartphones. The new version of Google Pay replaced the Tez app on the Play Store. Google abandoned its plans for Plex in September 2021. The GPay companion app uses phone numbers for authentication rather than Google accounts, and contacts cannot be imported from the previous app. Google is also introducing a platform known as "Plex", which will allow online banks to offer checking and savings accounts directly through the app. Users can search their transaction history and can scan receipts with OCR using their device's camera or through Gmail messages and Google Photos to add them to their records.
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The companion app is different from the core Google Wallet app in that it contains messaging capabilities, an "Explore" tab for viewing and redeeming personalized offers (including discounts and cashback rewards), and searching Google Shopping by barcode, "Get gas" and "Order food" buttons that can integrate with participating filling stations and restaurants, the ability to integrate with banks to track financial status from the new "Insights" tab. It functions as an expansion of the Singaporean and Indian versions of the app, which were based on Tez. On November 18, 2020, Google introduced a companion app in the United States.